Regarding taxes, Texas already has some lower rates than the rest of the country. Not only does the Lone Star State have no state income tax, but it also generally does not impose any state taxes on inheritances or estates.
Additionally, Texas is one of the greatest places for retirees to live due to its favorable retirement taxes. But the state’s property taxes, which stand at 1.47%, are a little higher than the national average effective rate, which is roughly 90%. However, that is only a broad guideline and isn’t necessarily true for all countries.
Housing in Texas
In 2025, Texas proves to be one of the finest states for homebuyers, with localities offering costs as much as 50% less than the national average. McAllen is the state’s most economical choice, according to a recent SmartAsset research. Texas has established itself as a refuge for people looking for reasonably priced housing without compromising their quality of life in a place where the average price of real estate in the country is above $424,000. The state is unique in that it has made significant investments in building, which has increased the number of properties available and kept prices competitive when compared to oversaturated markets like California or New York.
Numerous factors influence accessibility in the Texas market, including land availability, favorable zoning laws, a high number of building licenses, and steady economic growth that promotes residential development. These circumstances have produced a setting free from the financial strain that is typical of other parts of the nation for families and first-time purchasers wishing to settle down. Therefore, these are the top ten cheapest areas to live in Texas if you’re thinking about moving there or if you just want to move to a less expensive area when working remotely.
10 Cheapest Places in Texas to Buy a Home in 2025
Ward Country
The median price of homes in Ward County is somewhat less than $139,000, which makes them reasonably priced. Additionally, the most recent data from the Tax Foundation shows that property tax bills can be inexpensive (less than $850). Compared to most nearby counties, Ward is substantially less costly,
although not the most affordable location on this list. Because of the Pecos River that flows through its western side, Ward is referred to as “The Oasis of the Texas Desert” and is only three hours from the Mexican border. Residents love to relax, camp, and fish along the scenic riverbanks. Adventurers can also “sand surf” or hike down the old dunes at Monahans Sandhills State Park, which is close by.
Edwards Country
San Antonio is around three hours away from Edwards County, Texas. However, Edwards has more reasonably priced homes than the “Alamo City.” In addition to the median home price of $78,000, property tax costs might be relatively low. According to the U.S. Census Bureau, the typical bill paid by residents is $823. For textile hobbyists who want to go out on the wild side, Edwards can be appealing.
In the 20th century, the County, which had roughly 700,000 sheep and goats, was referred to be the “Top-of-the-World” for producing wool and mohair. Nowadays, a portion of the fibre is processed locally, enabling enthusiasts to produce apparel, carpets, and furniture all over the world.
Stonewall Country
The Tax Foundation’s 2025 data shows that Stonewall County has one of the lowest median home values on this lean, at only $54,700, and a median property tax bill of fewer than $750. According to a five-year-old census, Stonewall is an agricultural village of 1,245 people, located about 3 hours west of Fort Worth. But don’t be put off by the area’s lack of people.
In the Double Mountains, you might feel completely at home if you prefer a slower pace of life. Located southwest of Aspermont, Stonewall’s residents love hiking, hunting, and learning about the county’s past in the mountains. Tubing in the Brazos River, kayaking, and canoeing are additional pastimes. Both encounters, in any case, are rich in cultural history.
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Culbertson Country
Little short of the Mexican border lies Culberson’s southwest tip, and the median property tax bill is a little under $730. In addition, the Tax Foundation states that home prices can be reasonably low, starting at $84,500. Because of the county’s fame for the Guadalupe Mountains National Park and its main tourist destination, Guadalupe Peak, hikers are perhaps the happiest citizens of Culberson. Texas’s highest point, The Peak, welcomes 240,000 visitors each year who come for its majestic views. Hundreds of hikers scale the Peak on most weekends, according to the National Park Service; thus, weekdays are the best time to visit (great for residents).
Cochran Country
Located near the New Mexico border, Cochran has a median property tax bill of less than $690. The area’s low median housing prices, which are just over $57,500, are most likely to blame. As one of the last populated counties in the Lone Star State due to its remote location, Cochran was dubbed “Texas’s Last Frontier.” Despite its ranching heritage, Cochran’s income is primarily based on crops like cotton these days. Cochran’s vast natural beauty, dotted with historical landmarks like the Cochran County Museum and cultural events like the Last Frontier Days, which take place in July, and an annual rodeo, are both accessible to farmers.
San Augustine County
The charming county of San Augustine lies about an hour away from the Louisiana border. At $83,500, home prices are cheap when compared to the rest of the nation. At about $680 a year, property tax expenses are relatively reasonable. The U.S. Census Bureau reports that the effective property tax rate is only.82%, which could be the cause of it.
With its historic landmarks like Mission Dolores, natural beauty like Angelina National Forest, and regional celebrations like the San Augustine Rodeo and Sassafras Festival, San Augustine is well-known for its Southern charm. Therefore, relocating to San Augustine County can be your next step if you wish to live in a historic neighbourhood and reduce your property taxes.
Hudspeth Country
According to the most recent Tax Foundation data, the average price of a property in Hudspeth County is a little under $57,500. The median annual property tax bill can be as low as $677. Hudspeth’s property tax bill is therefore less expensive than those in the neighbouring Texas counties. Hudspeth is renowned for distinctively combining ranching and tourism. In addition to trekking the Guadalupes’ paths, the county is home to Guadalupe Mountains National Park,
where locals can go horseback riding. Hudspeth also offers reasonably priced land, which could make it a desirable choice for homesteaders. But take note: a lot of the land for sale may be far from facilities like wells and water tanks, which can be expensive.
Cottle Country
At $54,100, Cottle’s median home price is the last on the list. The median property tax bill is only $623, according to the most recent U.S. Census Bureau data, making property taxes also inexpensive. Cottle, which is close to the Oklahoma border, is an endpoint for wildlife lovers. Over 28,000 acres make up the Matador Wildlife Management Area, which is home to quail, deer, and wild turkeys in its valleys and undulating hills.
A nature tour or a picturesque drive, or a trek are the two options available to campers. The Horse and Colt Show in April and the Fiesta Patria in September are two yearly cultural events that take place in Cottle.
Borden Country
The median price of a home in Borden County is slightly over $105,000, which is considered cheap. The Tax Foundation reports that property tax bills are also low, coming in at $493 per year. Compared to the national average of roughly 90%, the area’s low effective property tax rate of only 47% may be the cause of this. Borden County is a rural area.
A slower pace of life, rural pastures, and outdoor pursuits like fishing and hunting may make you want to live in the area. It’s interesting to note that Borden is a “dry” county, which means that the sale of alcohol within county limits is prohibited. In all of Texas, it is one of the few counties that is still entirely dry.
Crockett Country
With typical property taxes of only $466 and median home values of about $140,000 for 2025, Crockett County is the most affordable destination in Texas. Even though Crockett is “low-cost,” it offers a lot. The Crockett County Museum and Fort Lancaster State Significant Site, which are named for the renowned frontiersman Davy Crockett, provide information about the county’s relationship to the Alamo and the migratory route starting Texas to California, respectively. In addition, Crockett is the location of Ozona, dubbed “The Biggest Little Town in the World” due to its oil and ranching industries.
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