Step-by-Step Guide: How to Apply for Social Security Disability and SSI in July 2025?

Elderly and disabled people can receive financial aid through a number of federal welfare programs.  Two of the Social Security Administration’s most popular programs are SSDI and Social Security Income. SSI offers very low-income and resource-constrained older adults and people with disabilities the bare minimum of financial support. 

State programs frequently complement federal Social Security Administration (SSI) benefits.  SSDI assists incapacitated people who have a qualified work history, either from their individual job or that of a family member.  In contrast to SSDI, which is determined by work credits and disability, SSI is determined by age, disability, and limited income and resources.

Applying for Social Security Disability and SSI

The SSA has released new guidelines for 2025 SSI and SSDI applications. These programs assist those who are unable to work due to a medical disorder.  You must first determine your eligibility to begin the application.  A U.S. citizen who is in the middle of the ages of 18 and 64 years and 10 months, has a Social Security account, has never been married, and has never claimed SSI for themselves or a child may apply for SSI online. Having a job history and having little money or resources may allow you to be eligible for both benefits. 

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Social Security defines incapacity strictly in terms of your capability to work and the likely duration of your disability.  Providing medical records to back up your application is mandatory. SSI and SSDI are not available to you if you have a short-term or partial impairment. Although there is a large range in the time frame, the average is three to five weeks from the application date.  Individuals with severe disabilities who are classified as eligible for Social Security’s Compassionate Allowances will have their SSI/SSDI applications reviewed more quickly.  CAL applicants do not need to follow any particular application procedures or forms. Read the subsequent post to learn further about how you can apply for social security payments.

Social Security SSDI & SSI – Overview

Post TitleStep-by-Step Guide: How to Apply for Social Security Disability and SSI in July 2025
DepartmentSocial Security Administration
CountryUSA
RecipientsLow-income disabled citizens
Benefit AmountAs per Eligibility
Year2025
CategoryFinancial aid
Payment DateAs per SSA’s Schedule
Official Portalssa.gov

Who is Eligible to receive SSDI, SSI Payments?

To receive the SSDI and SSI monthly financial aid, citizens are required to fulfil the Social Security Disability and SSI Eligibility Requirements 2025 set by the SSA. As per the SSA eligibility guidelines, SSI eligibility will be determined by age and income and whereas SSDI determination is based on disability and work history. Below, I have mentioned the Social Security SSDI, SSI eligibility criteria for 2025:

SSI Eligibility:

  • Have US Residency or citizenship.
  • Must be 60 years old or older.
  • Must be suffering with low income and fewer resources.
  • Does not go beyond the income standards set by the SSA.

SSDI Eligibility:

  • If you’re suffering from any kind of disability that will affect your ability to work at any age, you’ll be qualified for SSDI.
  • Must have enough work history.
  • Must have USA Residency or citizenship.
  • Have medical documents which will document your disability.
Step-by-Step Guide: How to Apply for Social Security Disability and SSI in July 2025?

SSDI and SSI July Payment Date 2025

The Social Security Administration has scheduled the July 2025 payment scheduled which I have discussed below. Check it out:

SSI July 2025 Payment:

As per the SSI Payment schedule, the SSA distribute SSI payments on the 1st of every month. Previously, the SSI June 2025 payment was distributed on 30 May due to the Sunday of 1st June 2025, and according to the SSA Payment guidelines, they will not raise funds on any governmental holidays.

SSDI July 2025 Payment Scheduled:

  1. If your birthdate comes in the middle of 1 to 10, you’ll get your payout on the 9th, the second Wednesday.
  2. If your birthdate falls in the middle of 11 to 20, you’ll get your payout on the 16th, the third Wednesday.
  3. If your birthdate falls in the middle of 21 to 30, you’ll get your payout on the 23rd, the fourth Wednesday.

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Steps to apply for Social Security SSDI & SSI

Those who wish to apply for the SSDI, SSI Monthly payments can follow the following steps. You have three options to apply for financial aid, you can follow any according to your convenience:

Via online

  1. Open ssa.gov, the official portal of the Social Security Administration.
  2. Log in to your existing account & if you don’t have make one.
  3. Select the payment name for your application.
  4. Scroll down, and click on the “apply” section.
  5. The application form will appear on your screen.,
  6. Start filling the form with your full name, age, etc.
  7. Attach supporting documents.
  8. Review the filled details.
  9. Submit it.

By visiting SSA’s office

Download the application form from the SSA’s official portal and fill out the form with basic info and attach supporting documents, which will help the SSA to determine your eligibility easily. Visit your nearest SSA workplace and submit the application form.

By calling

You also have an option to apply for Social Security monthly payments by calling the SSA at 1-800-772-1213. Whenever you ask, you tell them correctly.

What is next after you applied?

Once you submit the application form, SSA will take 6-7 weeks to analyse your application and determine if you meet the criteria. SSA will send you a confirmation email with your starting payment date & amount. But make sure you will submit complete/correct info because missing/incomplete details may lead to a delay or rejection. For more details, visit the official portal of SSA.

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